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Can You Cut Your Health-Care Costs by Self-Insuring?

Research by the Chartered Institute of Personnel and Development (CIPD) casts doubt over the UK’s “long-hours" culture. In the final quarter of 2009 (the latest period for which comparable Eurostat figures are available) only four EU countries, Denmark, Ireland, the Netherlands and Sweden, had shorter average working weeks than the UK.



The loss of nearly one million full-time jobs and a shift to part-time working since the start of the recession has resulted in a drop of almost 10 per cent in the number of UK men working more than 45 hours per week. The study of official UK and EU statistics finds that 
the recession has resulted in both a fall in total employment (down by 2 per cent to 580,000 in the two years to spring 2010), and a shift from full-time employment (which has fallen by 4.1 per cent to 910,000,), to part-time employment (which has increased by 4.4 per cent to 330,000).

This switch, claims the CIPD, is to some extent due to many people working shorter hours to help their employers cut labour costs and thereby minimise redundancies. The combined impact of these changes is a net fall of 32.7 million (3.5 per cent) in the number of hours worked each week in the UK.

However, total hours have finally started to increase, indicating a modest, though uneven, pick-up in demand for labour since mid-2009. In spring 2010 there were 440,000 fewer men working more than 45 hours per week than two years earlier (a net reduction of 9.4 per cent). Male employees account for the bulk of the fall – the number working more than 45 hours has dropped by 11 per cent.

By contrast, there has been no net change in the number of women working more than 45 hours per week, with a small fall in female employees working long hours exactly offset by an increase in the number of self-employed women working long hours.

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Why Motivation is Necessary and how it Impacts

Mr. Henry is a successful manager in a reputed company, he was promoted from a lower rank and within five years he became a successful manager. Once he was asked for the reason behind his success. Mr. Henry stated that, “I always appreciate my subordinates and workers for their work and efforts. I discuss their problems and help them to resolve the troubles. My employees are happy and satisfied and I get quality in the work performed with best of their skills.”

It is completely psychological matter that people get delighted with appreciation. It is natural that everybody needs personal attention and importance. It is quite necessary for the mental health. Once I learned in a feature broadcast of BBC news that “The employees in lower designations live short lives. They often quarrel with their family members and others and most of them get physically and mentally ill due to their bosses.” These bosses are those who often remain unhappy with the employee’s efforts.

Small Business and Motivation

With well being of an employee, the small business owner gets many good values in reward. These values become enduring assets when applied permanently.

• If an employee is happy with the boss, he will be honest and will feel positively about the profit and loss of his employer.
• Mental health is quite necessary for physical health and both make the work performed in a better way. When a person is healthy, it will produce good work and will add good value on the overall profit in the business.
• Employer gets quality work at less pay rates.
• Small business owner can compete successfully with the co business owners and with the competitors in the market.
• It also reduces the constant need of supervision and repeated instructions.
• This scenario leads to a happy working environment and will build harmony among the employees. This harmony will promote the experience and skill level of all, working at all levels. As a result the business owner gets a team of best workers which are loyal and trustworthy.

Originally posted 2009-09-06 13:15:46. Republished by Old Post Promoter

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